There’s No
Place Like
Home
Do you need a mortgage?
We provide the guidance and resources to help you make confident home decisions. Get Pre-Qualified
Sahil Rihani
Mortgage Agent level 2
I’m an Ontario mortgage broker dedicated to helping homebuyers and homeowners make smart, flexible mortgage decisions — not just chase the lowest rate. I specialize in structuring mortgages that work in real life, knowing most people don’t keep the same mortgage for the full term, which is why I focus on flexibility, penalties, and long-term cost instead of just the headline number.
A place where you feel at home.
You’re not buying a mortgage you’re building a long-term strategy.
A mortgage is more than a loan; it’s a financial foundation that shapes your future. We help you look beyond interest rates and approvals to create a plan that supports your long-term goals — whether that’s building equity, reducing debt, growing wealth.
What my clients say
Posted on Google Harman KaurTrustindex verifies that the original source of the review is Google. Working with Mr. Rihani was a smooth and stress-free experience from start to finish. He is knowledgeable, patient, and took the time to clearly explain all of my options, making sure I felt confident in every decision. Communication was consistent and transparent throughout the process, and he was always quick to respond to any questions I had. What stood out most was his attention to detail and genuine commitment to finding the best possible rate and terms for my situation. I highly recommend him as mortgage agent to anyone looking for professional, reliable, and personalized service.Posted on Google Farhan HaqTrustindex verifies that the original source of the review is Google. Sahil Rihani provides the highest level of service and is highly recommended by me. Sahil Rihani is incredibly professional, knowledgeable, and was able to successfully secure a mortgage rate that was better than what my bank was offering me. From begin to end, Sahil guided and shared with me through every possible option, making the complex process feel simple and easy to go through. Sahil Rihani truly worked in my best interest. Sahil is extremely proactive, kind, knowledgeable, and responsive. Sahil worked hard to get me the best rate possible. RETAINING SAHIL RIHANI FOR MY MORTGAGE NEED WAS THE BEST THING I DID AND I CANNOT EMPHASIZE ENOUGH THAT SAHIL RIHANI IS THE BEST ADVISOR FOR ANYONES MORTGAGE NEEDS.Posted on Google Vivek BalakrishnanTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Sahil. From start to finish, he were professional, knowledgeable and incredibly responsive. He took the time to explain every step of the process clearly and worked hard to secure a great rate for my home loan. Highly recommended !!Posted on Google Jae ByunTrustindex verifies that the original source of the review is Google. Excellent responds and services!! Highly recommendedPosted on Google FeryalTrustindex verifies that the original source of the review is Google. I'd like to share my excellent experience working with Sahil, who assisted us with our mortgage refinance. The entire process was handled smoothly and efficiently, and Sahil provided clear guidance and valuable advice every step of the way. His professionalism, responsiveness, and expertise made what could have been a stressful process very straightforward. I truly appreciate his support and would highly recommend him to anyone looking for reliable financial advice.Posted on Google Krishna NaikTrustindex verifies that the original source of the review is Google. We had a wonderful experience working with Sahil. During a very difficult time, he handled everything with professionalism, patience, and dedication. He guided us through the entire process clearly and made sure we understood every step. Thanks to his hard work and commitment, we were able to successfully close our mortgage without unnecessary stress. We truly appreciate his support and highly recommend him to anyone looking for a reliable and knowledgeable mortgage agent.Posted on Google Naj DeanTrustindex verifies that the original source of the review is Google. I dealt with Sahil to get me a mortgage which was very tough but he made happen, so happy with hes patient as I am a first home buyer, he took hes time to expain everything and walk me through the whole proses. Highly recommendPosted on Google Sue J. ParkTrustindex verifies that the original source of the review is Google. Shall is amazing!Posted on Google Paresh MarkerTrustindex verifies that the original source of the review is Google. We had an excellent experience working with Sahil Rihani. He is extremely knowledgeable, motivated, and genuinely helpful. He guided us through every step of the process and stayed with us until we secured the perfect financing. Highly recommended.Posted on Google Harjee KapurTrustindex verifies that the original source of the review is Google. Sahil Rihani was outstanding in helping us secure a mortgage for our first home. After our first call, Sahil combined deep industry knowledge with efficient management of every fiscal formality, making the process feel clear and stress-free. What truly set him apart was his empathy—he took time to understand our needs and budget, then optimized options to land a deal that worked fantastically for us. Sahil anticipated potential hurdles early and mitigated them quickly, keeping everything on track and well communicated. We felt supported, informed, and confident throughout, and we’re genuinely grateful for his guidance.
Mortgage Insights & Resources
Any Questions? We Got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
We offer various mortgage types, including:
- First time home buyers
- Purchases
- Renewals
- HELOCs
- B Lenders
- Commercial mortgages
- Residential Mortgages
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.