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Sahil Rihani
Mortgage Agent level 2
I’m an Ontario mortgage broker dedicated to helping homebuyers and homeowners make smart, flexible mortgage decisions — not just chase the lowest rate. I specialize in structuring mortgages that work in real life, knowing most people don’t keep the same mortgage for the full term, which is why I focus on flexibility, penalties, and long-term cost instead of just the headline number.
A place where you feel at home.
You’re not buying a mortgage you’re building a long-term strategy.
A mortgage is more than a loan; it’s a financial foundation that shapes your future. We help you look beyond interest rates and approvals to create a plan that supports your long-term goals — whether that’s building equity, reducing debt, growing wealth.
What my clients say
Posted on Google P SasiTrustindex verifies that the original source of the review is Google. I want to take a moment to highly recommend Sahil and his team for their exceptional service. Sahil was organized, professional, and incredibly easy to work with. He made what can be a complex and stressful process, like a mortgage renewal, feel simple and straightforward for my family and me. What really stood out was his attention to detail. He never asked us for the same document twice, was transparent throughout the entire process, and most importantly, delivered on his commitment to close our mortgage on time. If you’re looking for a mortgage broker, look no further. I would HIGHLY recommend Sahil and his team and will absolutely be leveraging their services for my future mortgage needs. Thank you, Sahil, for making the entire experience so seamless!!!Posted on Google Tanya SainiTrustindex verifies that the original source of the review is Google. Sahil was very informative, professional and knowledgeable. He was also very patient in explaining and answering our questions.Posted on Google TnTkidTrustindex verifies that the original source of the review is Google. By far Sahil and his team are very knowledgeable, professional and very transparent compared to any other Broker/ mortgage companies I have consulted. Thanks Sahil for all your advice and will definitely refer my family and friends that need a mortgage. Keep up the stellar job. Dr. AliPosted on Google Omey MistryTrustindex verifies that the original source of the review is Google. I had an amazing experience working with Sahil as my mortgage broker. He is extremely hardworking, supportive, knowledgeable and always available to answer questions throughout the entire process. His communication was excellent from start to finish, and he made sure everything was handled smoothly and on time. What really stood out was how dedicated he was to getting the job done and making the process stress-free for me. I truly appreciate all his effort and guidance. Highly recommend Sahil to anyone looking for a reliable and professional mortgage broker!Posted on Google Harman KaurTrustindex verifies that the original source of the review is Google. Working with Mr. Rihani was a smooth and stress-free experience from start to finish. He is knowledgeable, patient, and took the time to clearly explain all of my options, making sure I felt confident in every decision. Communication was consistent and transparent throughout the process, and he was always quick to respond to any questions I had. What stood out most was his attention to detail and genuine commitment to finding the best possible rate and terms for my situation. I highly recommend him as mortgage agent to anyone looking for professional, reliable, and personalized service.Posted on Google Farhan HaqTrustindex verifies that the original source of the review is Google. Sahil Rihani provides the highest level of service and is highly recommended by me. Sahil Rihani is incredibly professional, knowledgeable, and was able to successfully secure a mortgage rate that was better than what my bank was offering me. From begin to end, Sahil guided and shared with me through every possible option, making the complex process feel simple and easy to go through. Sahil Rihani truly worked in my best interest. Sahil is extremely proactive, kind, knowledgeable, and responsive. Sahil worked hard to get me the best rate possible. RETAINING SAHIL RIHANI FOR MY MORTGAGE NEED WAS THE BEST THING I DID AND I CANNOT EMPHASIZE ENOUGH THAT SAHIL RIHANI IS THE BEST ADVISOR FOR ANYONES MORTGAGE NEEDS.Posted on Google Vivek BalakrishnanTrustindex verifies that the original source of the review is Google. I had an excellent experience working with Sahil. From start to finish, he were professional, knowledgeable and incredibly responsive. He took the time to explain every step of the process clearly and worked hard to secure a great rate for my home loan. Highly recommended !!Posted on Google Jae ByunTrustindex verifies that the original source of the review is Google. Excellent responds and services!! Highly recommendedPosted on Google FeryalTrustindex verifies that the original source of the review is Google. I'd like to share my excellent experience working with Sahil, who assisted us with our mortgage refinance. The entire process was handled smoothly and efficiently, and Sahil provided clear guidance and valuable advice every step of the way. His professionalism, responsiveness, and expertise made what could have been a stressful process very straightforward. I truly appreciate his support and would highly recommend him to anyone looking for reliable financial advice.Posted on Google Krishna NaikTrustindex verifies that the original source of the review is Google. We had a wonderful experience working with Sahil. During a very difficult time, he handled everything with professionalism, patience, and dedication. He guided us through the entire process clearly and made sure we understood every step. Thanks to his hard work and commitment, we were able to successfully close our mortgage without unnecessary stress. We truly appreciate his support and highly recommend him to anyone looking for a reliable and knowledgeable mortgage agent.
Mortgage Insights & Resources
Any Questions? We Got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
We offer various mortgage types, including:
- First time home buyers
- Purchases
- Renewals
- HELOCs
- B Lenders
- Commercial mortgages
- Residential Mortgages
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.