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Sahil Rihani
Mortgage Agent level 2
I’m an Ontario mortgage broker dedicated to helping homebuyers and homeowners make smart, flexible mortgage decisions — not just chase the lowest rate. I specialize in structuring mortgages that work in real life, knowing most people don’t keep the same mortgage for the full term, which is why I focus on flexibility, penalties, and long-term cost instead of just the headline number.
A place where you feel at home.
You’re not buying a mortgage you’re building a long-term strategy.
A mortgage is more than a loan; it’s a financial foundation that shapes your future. We help you look beyond interest rates and approvals to create a plan that supports your long-term goals — whether that’s building equity, reducing debt, growing wealth.
What my clients say
Posted on FeryalTrustindex verifies that the original source of the review is Google. I'd like to share my excellent experience working with Sahil, who assisted us with our mortgage refinance. The entire process was handled smoothly and efficiently, and Sahil provided clear guidance and valuable advice every step of the way. His professionalism, responsiveness, and expertise made what could have been a stressful process very straightforward. I truly appreciate his support and would highly recommend him to anyone looking for reliable financial advice.Posted on Krishna NaikTrustindex verifies that the original source of the review is Google. We had a wonderful experience working with Sahil. During a very difficult time, he handled everything with professionalism, patience, and dedication. He guided us through the entire process clearly and made sure we understood every step. Thanks to his hard work and commitment, we were able to successfully close our mortgage without unnecessary stress. We truly appreciate his support and highly recommend him to anyone looking for a reliable and knowledgeable mortgage agent.Posted on Naj DeanTrustindex verifies that the original source of the review is Google. I dealt with Sahil to get me a mortgage which was very tough but he made happen, so happy with hes patient as I am a first home buyer, he took hes time to expain everything and walk me through the whole proses. Highly recommendPosted on Sue J. ParkTrustindex verifies that the original source of the review is Google. Shall is amazing!Posted on Paresh MarkerTrustindex verifies that the original source of the review is Google. We had an excellent experience working with Sahil Rihani. He is extremely knowledgeable, motivated, and genuinely helpful. He guided us through every step of the process and stayed with us until we secured the perfect financing. Highly recommended.Posted on Harjee KapurTrustindex verifies that the original source of the review is Google. Sahil Rihani was outstanding in helping us secure a mortgage for our first home. After our first call, Sahil combined deep industry knowledge with efficient management of every fiscal formality, making the process feel clear and stress-free. What truly set him apart was his empathy—he took time to understand our needs and budget, then optimized options to land a deal that worked fantastically for us. Sahil anticipated potential hurdles early and mitigated them quickly, keeping everything on track and well communicated. We felt supported, informed, and confident throughout, and we’re genuinely grateful for his guidance.Posted on Dipesh KTrustindex verifies that the original source of the review is Google. Had an excellent experience with Sahil. Very knowledgeable and good communication prompt service. Will recommend again!Posted on japjeet singh sethiTrustindex verifies that the original source of the review is Google. Worked with him quite a few times already for my clients. Very detailed oriented - very professional. Mostly importantly he has the knowledge of lending products across different segments - residential and commercial. Happy to have connected with him and can certainly vouch for him as a knowledgeable mortgage broker.Posted on Vishal BhavsarTrustindex verifies that the original source of the review is Google. I worked with Sahil to get my mortgage finalized and closed. Was a pleasure working with him, answered all my questions and queries promptly. 100% will recommend others to use his services.
Mortgage Insights & Resources
Any Questions? We Got you
Get started today by getting a personalized evaluation of your home loan options from Freedom Mortgage.
We offer various mortgage types, including:
- First time home buyers
- Purchases
- Renewals
- HELOCs
- B Lenders
- Commercial mortgages
- Residential Mortgages
Yes; we offer in-person consultations. Contact us to book an appointment
Qualification depends on factors like credit score, income, debt-to-income ratio, and down payment.
You can apply for your mortgage by clicking here. Alternatively, you can meet the my Team and apply directly with one of our agents.
Rates are influenced by market conditions, your credit score, loan term, and down payment amount.
Depending on the terms of the mortgage, you can pre-pay a maximum of 10% to 20% annually based on your original principal balance. Reach out to us for a no-obligation review of your Mortgage Agreement.